Is it good to invest in ULIPS (Unit Linked Insurance Plans)?

Generally it is not advisible to take up ULIPS. ULIP is neither a Good Investment product nor a Good Insurance product. ULIPS are not good Invetment avenues, since they involve huge allocation charges (5-6% for single premium as against just 2.25% good mutual funds; And for regular premium they take out 10-25% as allocation charges). And since there are very good conventional insurance schemes are available in the marke.,for eg.,LIC's JEEVAN MITRA, ANMOL JEEVAN, JEEVAN ANURAG & JEEVAN ANAND, it is wiser to take up any of them according to our need and have a very good investment portfolio of mutual funds to suit our investment needs & time frame. A well planned Insurance & Investment portfolio would differ from one individual to another, since each individual's need and paying ability differ.

To get help in building up an Ideal portfolio of Mutual Funds and Insurance to suitable to you please contact

C.RAMESH
098941 05790
maharajramesh@gmail.com

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RELAX TODAY : A ZEN STORY
Full Awareness
After ten years of apprenticeship, Tenno achieved the rank of Zen teacher. One rainy day, he went to visit the famous master Nan-in. When he walked in, the master greeted him with a question, "Did you leave your wooden clogs and umbrella on the porch?"
"Yes," Tenno replied.
"Tell me," the master continued, "did you place your umbrella to the left of your shoes, or to the right?"
Tenno did not know the answer, and realized that he had not yet attained full awareness. So he became Nan-in's apprentice and studied under him for ten more years.