What is SIP (Systematic Investment Plan)?

What is SIP (Systematic Investment Plan)? 

Just like a recurring deposit in a Bank, this mode of entry into a Mutual Fund Scheme enables an investor to invest periodically over a period of time. Anybody can avail of this facility subject to the terms and conditions contained in the application form / Offer Document. It is a Easy, slow, steady, burdenless and convenient way to " invest as you earn " and affords the investor an opportunity to enter the market regularly, thus" averaging the acquisition cost" of Units. It provides a "smooth ride" over the market fluctuations. One can enter into most of the best schemes through this mode, which enriches one's saving habit. The Aggressive and moderate type of investors may choose Equity funds, while the conservative types may choose Balanced funds that invest about 50% in Debt and money market instruments. SIP in itself is relatively a safer mode of entering into equity funds. A normal period for a Beneficial return with SIP would be five to ten years. Such a time frame would be ideal to reach one's financial need in life in a relatively shorter term.

To get help in better SIP, building up an Ideal portfolio of Mutual Funds and Insurance to suitable to you please contact

C.RAMESH

098941 05790

maharajramesh@gmail.com

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RELAX TODAY : Another ZEN STORY

MOVING MIND

Two men were arguing about a flag flapping in the wind. "It's the wind that is really moving," stated the first one. "No, it is the flag that is moving," contended the second. A Zen master, who happened to be walking by, overheard the debate and interrupted them. "Neither the flag nor the wind is moving," he said, "It is MIND that moves."